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For residential and commercial property owners alike, the appraisal process can be as nebulous as it is unfamiliar. Many times, policyholders find themselves not only pitted against their own insurance carrier, but also the very contractors and appraisers who they retained to advocate on their behalf. Worse yet, appraisal can become a protracted process due…
As this article goes to print, Texas residents and business owners will have suffered hundreds of millions of dollars in property damage due to the recent Arctic outbreak that migrated to the Lone Star State. Homes and business throughout the southwest are facing consequences because water pipes are breaking. The effects of this meteorological phenomenon is…
Policyholders must carefully select their attorney in the world of first party insurance disputes. Indeed, this is a specialized area, and not all lawyers possess the background and experience to navigate the precarious waters within first party practice. A recent ZMF client, previously represented by other counsel, learned this lesson the hard way, experiencing years…
In many instances, underpayment of a claim is just as detrimental to a property owner as a complete denial. Policyholders left with a small check, but without the ability to translate those funds into necessary repairs to their home or business. Such was the case with a ZMF client who experienced a house fire. Paid…
A family long suffering from storm-related losses to an expensive tile roof can finally complete all necessary repairs, after the attorneys at ZMF resolved the related insurance dispute prior to filing suit. The owner of the residence, Seth Giertz, had battled his carrier for a year and a half prior to retaining counsel, and was…
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